Zero to Hero: The Mortgage Hero Story
Vins - wins for you
“A few years ago, I was in your position. Today I’m on the other side of the table, and I can teach you strategies for achieving financial freedom. I went from a large mortgage to zero in less than eight years. I know everyone who has dreams of paying it off faster. If I can do it, I can help you make it happen too.”
The hero helps make your mortgage zero
When Vins Grover first arrived in New Zealand, he lived in a converted garage for two and a half years. One thing he was sure of: when he walked out of that place he’d walk into his own home, not another rental. He purchased his first home in 2005 with only 5% deposit.
In 2007, Vins upgraded to a bigger house, and in 2008 he started studying New Zealand property. During the 2008 Global Financial Crisis, he was paying 8.55% interest on his loans. Even so, at the end of 2012, Vins bought his first investment property, quickly followed by a few more, and had paid off his home by the end of 2014.
Awards
2024 Best Finanical Advisor Award
2024 Finalist – Kiwi Advisers Award
2026 Finalist – Community Service Award
2026 Finalist – Outstanding Mortgage Adviser – Metro
2026 Finalist – Outstanding Specialist Mortgage Adviser
Recognition
2026 Kiwi Adviser Network Top Performer – Bronze Tier
The Mortgage Heroine
Ehsaas
“Helping young Kiwis build their future is what drives me every day. Having grown up in New Zealand myself, I know how daunting the property market can seem. My goal is to make the mortgage process simple, empowering, and tailored to each person’s journey, because I believe owning a home is more than just buying property. It’s one of the most powerful ways to build long term wealth, create financial security, and invest in your future.”
Meet Ehsaas, one of the friendly faces at The Mortgage Hero. As a young Mortgage Adviser, she’s passionate about helping the next generation of homeowners feel confident about their financial future.
Having grown up in New Zealand, Ehsaas understands the challenges that many young people face in today’s property market. Whether you’ve lived here your whole life or are new to New Zealand and looking to call it home, she’s here to help make the journey feel less overwhelming and more achievable.
Ehsaas loves building genuine relationships with her clients and believes the best conversations often start over a great cup of coffee. Whether you’re ready to buy your first home or just want to explore your options, she’d love to catch up and help you take the next step.
Unsure how to reach your goals
The Mortgage Hero has a plan
Experience
We’ve been in your shoes and have the knowledge and expertise to move you forward.Options and opportunities
We can approach multiple lenders and insurance companies on your behalf.The personal touch
Our recommendations are tailor-made to your personal financial targets.Peace of mind
Friendly and trustworthy, we always put your needs first.
Sharing knowledge and expertise
Vins & Ehsaas know the time it takes to reach financial freedom varies from person to person, but regardless of the circumstances, they know they can help. The team can take an in-depth look at your position and offer fresh perspective and clear direction. They can also meet you once a year to revisit your financial situation and work on a mortgage elimination plan.
Speaking from experience
Vins Grover has a BSC with majors in Physics and Math’s, certifications in Computer Science and a MCSE. He’s had practical experience in mortgages and property investment since 2007, and in 2015 he became a Registered Financial Adviser (RFA).
Ehsaas Grover has a Bachelor of Engineering Degree specialized in Software Engineering. She holds a New Zealand Certificate in Financial Services in Residential Property Lending. She has had practical experience in mortgages and property investment since 2024. She became a Registered Financial Adviser in 2026.