Insurance - Mortgage Hero Has It Covered
You don’t know what’s around the corner
You’ve worked hard to build a solid financial footing for you and your family, so it makes sense to keep it secure. There’s no telling what could be around the corner – illness or injury can strike any time and put you and your family back to square one. You don’t have to live with that uncertainty.
The Mortgage Hero team is expert at tailor-made solutions to make sure you are not over or under-insured.
Life insurance
You can’t predict future problems, but you can help protect yourself against them. Life insurance provides financial security for your family by paying a lump sum if you die or are terminally ill. If you have a mortgage, debts or a plan for your kids’ education, life cover is an easy and cost-effective way to ensure they can still go ahead in your absence. Once it’s in place you can rest easy knowing that your loved ones will be taken care of.
Trauma insurance
Life always delivers surprises. Trauma cover will give you peace of mind if you suffer a specified serious illness or injury. The cover provides you with a lump sum to use any way you like.
During recovery, you may be unable to work, and your spouse or family member may also need time off to look after you. This can mean no income, but trauma cover frees up your finances, enabling you to focus on your recovery.
Total and permanent disability insurance
It’s easy to take a healthy life for granted, but unfortunately permanent illness or accidents can strike at any time. If you can’t work, Total and Permanent Disability cover provides a lump sum and you can choose how to spend it – pay off the mortgage, get the best medical care, improve access to your home and workplace, or ensure your business survives. You can choose to be covered for any work or just your usual occupation.
Health insurance
Even with New Zealand’s excellent public health system you may wait for months or years for treatment.
Medical or Health Cover bypasses this by paying the medical expenses of anyone covered in your policy. This includes surgical and non-surgical treatments, life threatening illnesses and diagnostic costs.
Taking care of all your worries
Our worst fears don’t often come to pass, but it’s priceless to know that there’s a back-up plan if they do. The Mortgage Hero can give you that peace of mind. We also offer cover for funerals, income protection, mortgage protection, redundancy, house and contents, car and boat insurance, business, farm and travel insurance.